XREX：穩定幣會轉帳，支付為何還沒做完？
Closing remarks
- Wayne Huang XREX Group 共同創辦人暨集團執行長
影片
影片與逐字稿來源：Stablecoin Summit 直播
從 8:43:57 開始播放
場次摘要
XREX 共同創辦人 Wayne Huang 在 Stablecoin Summit 閉幕時說，監管規則與資本市場支持已比幾年前清楚，產業不能再只靠缺乏制度當理由。穩定幣能在開放網路移動價值，完整支付卻還需要退款、風控、商家接入等工作。他希望下一屆看到人和 AI 代理人實際使用的進展；這是對業者的期待，不是大規模採用已經達成。
值得記下的 5 件事
- 監管清晰度與資本支持已提高，接下來需要產品交出使用成果。
- 穩定幣擅長無許可轉移價值，但完整支付還有其他服務與責任。
- 下一屆的期待是交出真人與 AI 代理人的採用進度；這是目標，並非現有成效。
- 區塊鏈的機會在於處理單一機構帳本難解的貨幣問題，而不只是小功能。
逐字稿
開場
謝謝各位。我想請 XREX 的 Wayne Huang 上台，說幾句收尾。好。非常感謝大家留到最後。今年感覺很不一樣，我覺得五年前我們還有很多不滿，對吧？Thank you, everyone. I'd just like to welcome Wayne Huang up, from XREX, just to say a final few words. All right. Hey, thanks so much for staying until the end. This year feels very different because I really feel that five years ago, we had a lot to complain, right?
沒有監管明確性、我們被誤解，諸如此類。今年我真的覺得：看，我們要的都有了。監管明確性、GENIUS Act 通過、也有資本市場的支持。There's no regulatory clarity. We're getting misunderstood, this and that. This year, I really feel: look, we have everything that we've asked. We've got them. We've got regulatory clarity, GENIUS Act passed, we've got capital market support.
我們也明白接下來該做的苦功。聽剛才這場 panel，對吧？移轉價值。穩定幣很擅長無需許可地移轉價值，但移轉價值和完成支付，差很多。And we understand the hard work that we need to go and do. Just listen to this panel, right? Moving value. Stablecoins are very good at permissionlessly moving value, but moving value and conducting payments, so different.
支付牽涉的細節多得多，從現在起這是我們都得交卷的硬功。若交不出來，我覺得只能怪自己。所以明年我希望在座的各位、我的戰友和夥伴能上台，分享你們在穩定幣大規模採用上的進展，無論是人類使用者還是 agent。Payments involve so much more, and that's the hard work that, starting now, we all got to deliver. And if we don't deliver, I feel we got nobody else to blame but ourselves now. So next year, I look forward to you guys, us, my comrades, friends, colleagues, coming up the stage and sharing with us all the progress that you have made in the mass adoption of stablecoins, both for human users and for agents.
區塊鏈為最難問題而生
這會是很難的問題。但區塊鏈作為一項技術，從來不是為了解決小問題而生。區塊鏈是要解決世上最大、最難的問題，沒有去中心化帳本技術就解不開的貨幣問題。現在我們有了這個機會。It's going to be a very hard problem. But blockchain, blockchain as a technology, it was never created to solve small problems. Blockchain was created to solve the biggest, hardest problems in the world, monetary problems previously unsolvable without decentralized ledger technology. And now we have this opportunity.
這是 Stablecoin Summit 第四年，期待明年第五年再見。我們都在這條路上走很久，知道面對的問題很難，但別低估時間複利的力量，一年一年做下去。我毫不懷疑在場、在這場 conference 的很多人會創造巨大影響。And it's the fourth year of the Stablecoin Summit. I look forward to seeing you the fifth year next year. We all have been on this journey for a very long time. We understand that the problems we face are very difficult, but never underestimate the power of the compounding of time as we work on this problem year after year. I have no doubt that many of you in this room, in this conference, are going to be making tremendous impact.
我無法用言語形容，親眼看到各位年年支持這個運動、這場活動對我個人意味著什麼。就此打住，非常感謝大家來參加，明年第五年再見。謝謝。And I can't put in words how much it means to me personally to see you guys here supporting this movement and supporting this event year after year. So with that, thank you very much for coming, and I will see you guys next year for our fifth year. Thank you.
